Liya Kebede by Cass Bird for T Style Magazine September 2012

Hermès cape, $13,200; hermes.com. Oscar De La Renta dress, $4,790; (212) 288-5810. Erickson Beamon necklace, $1,480. Dezso by Sara Beltrán bracelets, $100 each; Capitol, Charlotte, N.C., (704) 366-0388.

Venessa Arizaga bracelets, $105 and $115; venessaarizaga.com.

Fiona Paxton bracelets, $250 and $285; Saks Fifth Avenue, (877) 551-7257. Kimberly McDonald ring, $8,900; bergdorfgoodman.com.

While a light rain fell, Kebede braved the weather in layers of velvet and tweed set off by big, bright jewelry. Salvatore Ferragamo coat, $4,600;ferragamo.com.

Louis Vuitton dress, price on request; louisvuitton.com.

Emporio Armani jacket (around waist), $895; armani.com. Erickson Beamon earrings, $395.

In the forests and fields of upstate New York, Kebede dresses floral velvet up with a feathery fascinator and down with a slouchy popcorn knit. Ann Demeulemeester headpieces, $1,066 each; antonioli.eu.

Junya Watanabe Comme Des Garçons top, $580, and red dress, $1,530; (212) 604-9200. Junya Watanabe Comme Des Garçons black dress, $805;bergdorfgoodman.com, (800) 558-1855. Kimberly McDonald earrings, $20,000; bergdorfgoodman.com.

Jaunty cashmere gives paisley velvet some daytime cred, while birks and socks bring plush leggings down to earth. Etro dress, $6,490; (212) 317-9096. Chanel sweater, $4,600; (800) 550-0005. Erickson Beamon earrings, $605; shopcurve.com. Kimberly McDonald ring, $6,600; Net-A-Porter.com.

Gucci top, $1,150, and skirt, $1,950; gucci.com.

Chanel pants, $4,365. Kimberly McDonald ring, $8,900; Richards, Greenwich, Conn., (203) 622-0551. Monique Péan earrings, $2,210, and bracelets (on right hand), $2,475, $860, $1,120, (on left hand), $2,145, $805, $1,000, $860, $860, $860. Lizzie Fortunato Jewels necklace, $380;shop.lizziefortunatojewels.com.

Chanel jacket, price on request, and skirt, $4,510. Jean Paul Gaultier leggings, $945; nordstrom.com.

The Gap socks, $6.50; gap.com.

Birkenstock sandals, $120; birkenstockusa.com.

Two perfect foils for this season’s sumptuous velvet: a nubby woven cape or a high-tech silk puffer. Jean Paul Gaultier coat, $4,575. Valentino sweater, $4,980; (212) 772-6969. Balmain skirt, $4,600;barneys.com.

Kimberly McDonald earrings, $5,700. Erickson Beamon bracelets, $605. Michael Kors socks, $395; (866) 709-5677. Birkenstock sandals, $120.